Having the right life insurance protection can make a big difference in your life and the lives of those close to you. A proper financial security plan that includes life insurance can mean the difference between leaving your estate financially secure and leaving behind debts and an inadequate income.
Term life insurance provides the most coverage for the lowest initial cost.
Permanent life insurance protects you for your lifetime. It builds a cash value that you can draw on and provides a death benefit. There are two types of permanent life insurance – participating life insurance and universal life insurance.
If you're planning to leave the province of Ontario on a business trip or with your family, you'll want to get travel insurance. The Ontario Health Insurance Plan (OHIP) sets daily limits on refundable medical care and hospitalization expenses. Medical treatment in a foreign country can be costly, and repatriation (flying you back to Canada) is not covered by OHIP.
Whether you are a casual or a business traveler, going home to visit your family or taking the family on a vacation, there's a travel insurance policy for you. We also offer travel insurance for visitors to Canada. Contact us and we will help you.
You can also choose to purchase your travel insurance online. The process is simple, and your insurance is valid right away.
Critical illness insurance helps protect you and your family in the event of an unexpected critical illness. There are many features and options to choose from that can help you tailor a critical illness insurance policy to your needs (level or decreasing benefit, automatic increasing benefit, flexible return of premium, etc.).
Your ability to earn an income is one of your most valuable assets – and something that could be jeopardized the second a disabling accident or illness strikes. Disability insurance can provide an income if you become disabled, helping protect the financial security of your family or your business.
You may be considering additional healthcare coverage to supplement your provincial government plan. We can provide a solution.
Whether you have 3 or 35 employees, we have access to comprehensive group benefit plans that helps you to protect your employees and retain valuable staff through:
